Current and retired Military, Education, Fire, EMT, Law Enforcement, and Medical Fields. HERITAGE BANK N.A. HELPING OUR HEROES BUY HOMES Down Payment Assistance Low Down Payment Reduced Mortgage Insurance CONTACT ME TO LEARN MORE. Chris Vraa 612.688.5764 NMLS# 580203 Member FDIC EQUAL HOUSING LENDER This is not an offer to extend credit. Only available for the borrower's primary home with a 1st lien. Subject to terms and conditions. Fees may apply. Scanning the QR code may result in additional carrier or phone service provider charges. Current and retired Military , Education , Fire , EMT , Law Enforcement , and Medical Fields . HERITAGE BANK N.A. HELPING OUR HEROES BUY HOMES Down Payment Assistance Low Down Payment Reduced Mortgage Insurance CONTACT ME TO LEARN MORE . Chris Vraa 612.688.5764 NMLS # 580203 Member FDIC EQUAL HOUSING LENDER This is not an offer to extend credit . Only available for the borrower's primary home with a 1st lien . Subject to terms and conditions . Fees may apply . Scanning the QR code may result in additional carrier or phone service provider charges .