H HERITAGE BANK Employee Owned N.A. 59 This is what earning looks like % APY* on 5-month $25,000 CD Member FDIC (800) 344-7048 *Stated APY is for a 5 month term with a minimum balance of $25,000. APY = Annual Percentage Yield. Fees may reduce earnings. Interest penalty will be imposed for early withdrawal. Not available for public or brokered funds. Effective May 1, 2023. Use of QR code may result in additional carrier or phone service provider charges. H HERITAGE BANK Employee Owned N.A. 59 This is what earning looks like % APY * on 5 - month $ 25,000 CD Member FDIC ( 800 ) 344-7048 * Stated APY is for a 5 month term with a minimum balance of $ 25,000 . APY = Annual Percentage Yield . Fees may reduce earnings . Interest penalty will be imposed for early withdrawal . Not available for public or brokered funds . Effective May 1 , 2023 . Use of QR code may result in additional carrier or phone service provider charges .