5.20% 13-Month Add-On Certificate GET STARTED: Not your traditional certificate. Add funds during the term on your terms. 24 branches throughout Minnesota including Spicer mymagnifi.org/locations MAGNIFI (888) 330-8482 Or video call: mymagnifi.org FINANCIAL "APY"Annual Percentage Yield APY is effective as of May 30, 2023 $5,000 minimum original opening balance required. To be eligible for the 5.20% APY rate, 50% of the opening balance must be new money to Mognifi Financial, if less than 50% new money, a rate of 4.40% APY applies. Two additional deposits are optional during the 13-month term: $5,000 minimum per additional deposit and $50,000 maximum combined. Additional deposits must be new money to Magnifi Financial. The promotional certificate maximum is $250,000 per member, which includes the sum of the additional deposits. The 13-month promotional certificate will roll into a standard 12-month certificate of renewal Penalty for early withdrawal. $5 membership share required. Certain restrictions may apply. Municipalities do not qualify, IRA funds do not qualify Limited time offer Not valid with any other offers. Insured by NCUA 5.20 % 13 - Month Add - On Certificate GET STARTED : Not your traditional certificate . Add funds during the term on your terms . 24 branches throughout Minnesota including Spicer mymagnifi.org/locations MAGNIFI ( 888 ) 330-8482 Or video call : mymagnifi.org FINANCIAL " APY " Annual Percentage Yield APY is effective as of May 30 , 2023 $ 5,000 minimum original opening balance required . To be eligible for the 5.20 % APY rate , 50 % of the opening balance must be new money to Mognifi Financial , if less than 50 % new money , a rate of 4.40 % APY applies . Two additional deposits are optional during the 13 - month term : $ 5,000 minimum per additional deposit and $ 50,000 maximum combined . Additional deposits must be new money to Magnifi Financial . The promotional certificate maximum is $ 250,000 per member , which includes the sum of the additional deposits . The 13 - month promotional certificate will roll into a standard 12 - month certificate of renewal Penalty for early withdrawal . $ 5 membership share required . Certain restrictions may apply . Municipalities do not qualify , IRA funds do not qualify Limited time offer Not valid with any other offers . Insured by NCUA