NEW YEAR SPECIAL 5.00% APY* 7-Mo. Certificate DON'T MISS OUT. LIMITED TIME ONLY! Invest your hard-earned money in a certificate and earn higher dividends while knowing your money is safe and secure. GET STARTED: Visit your local branch: 163 Highway 23, Spicer mymagnifi.org/locations (888) 330-8482 Or video call: mymagnifi.org New Year, more money. MAGNIFI FINANCIAL *APY = Annual Percentage Yield. APY is effective as of January 11, 2023. $25,000 minimum original opening balance required. To be eligible for the 5.00% APY rate, at least 50% of the opening balance must be new money to Magnifi Financial. 4.00% APY rate applies if less than 50% are existing Magnifi Financial funds. 7-month promotional certificate will roll into standard 6-month certificate at renewal. Penalty for early withdrawal. $250,000 limit per member. $5 membership share required. Municipalities can qualify. IRA funds do not qualify. Limited time offer. Not valid with any other offers. Insured by NCUA. NEW YEAR SPECIAL 5.00 % APY * 7 - Mo . Certificate DON'T MISS OUT . LIMITED TIME ONLY ! Invest your hard - earned money in a certificate and earn higher dividends while knowing your money is safe and secure . GET STARTED : Visit your local branch : 163 Highway 23 , Spicer mymagnifi.org/locations ( 888 ) 330-8482 Or video call : mymagnifi.org New Year , more money . MAGNIFI FINANCIAL * APY = Annual Percentage Yield . APY is effective as of January 11 , 2023. $ 25,000 minimum original opening balance required . To be eligible for the 5.00 % APY rate , at least 50 % of the opening balance must be new money to Magnifi Financial . 4.00 % APY rate applies if less than 50 % are existing Magnifi Financial funds . 7 - month promotional certificate will roll into standard 6 - month certificate at renewal . Penalty for early withdrawal . $ 250,000 limit per member . $ 5 membership share required . Municipalities can qualify . IRA funds do not qualify . Limited time offer . Not valid with any other offers . Insured by NCUA .