ACT NOW! Lock in rates as high as 5.35% 10-Month Certificate 15 or 20-month rate & term options available! Pick Your Term & Grow Your Money 25 branches throughout Minnesota including Spicer mymagnifi.org/locations GET STARTED: MAGNIFI FINANCIAL (888) 330-8482 Or video call: mymagnifi.org *APY - Annual Percentage Yield. APY is effective February 5, 2024. $2.500 minimum original opening balance per certificate: maximum promotional certificate aggregate deposit of $500,000 per member. Other rates/terms are available including 5.30% APY for 15-months or 5.25% APY for 20-months. To be eligible for the promotional rates. 50% of the opening balance must be new money to Magnifi Financial. If there is less than 50% new money, the APY for the 10-month, 15-month, and 20-month is 4.70% APY, Promotion is only available to residents of Minnesota, North Dakota. Wisconsin, or existing members as of February 5, 2024. All terms will roll into a standard 12-month certificate at renewal Penalty for early withdrawal $5 membership share required. Certain restrictions may apply. Municipalities do not qualify. IRA funds do not qualify. Limited time offer. Not valid with any other offers. This credit union is insured by NCUA. ACT NOW ! Lock in rates as high as 5.35 % 10 - Month Certificate 15 or 20 - month rate & term options available ! Pick Your Term & Grow Your Money 25 branches throughout Minnesota including Spicer mymagnifi.org/locations GET STARTED : MAGNIFI FINANCIAL ( 888 ) 330-8482 Or video call : mymagnifi.org * APY - Annual Percentage Yield . APY is effective February 5 , 2024. $ 2.500 minimum original opening balance per certificate : maximum promotional certificate aggregate deposit of $ 500,000 per member . Other rates / terms are available including 5.30 % APY for 15 - months or 5.25 % APY for 20 - months . To be eligible for the promotional rates . 50 % of the opening balance must be new money to Magnifi Financial . If there is less than 50 % new money , the APY for the 10 - month , 15 - month , and 20 - month is 4.70 % APY , Promotion is only available to residents of Minnesota , North Dakota . Wisconsin , or existing members as of February 5 , 2024. All terms will roll into a standard 12 - month certificate at renewal Penalty for early withdrawal $ 5 membership share required . Certain restrictions may apply . Municipalities do not qualify . IRA funds do not qualify . Limited time offer . Not valid with any other offers . This credit union is insured by NCUA .