Lock in higher yields now and have the option to raise your rate later. Take advantage of rising interest rates with our bump-up cd. Lock in a great rate and have the flexibility to request a one-time rate increase if a higher rate is available. 19-month Certificate 1.25% PY! OR 39-month Certificate % 2.25 APY! Visit any Magnifi Financial branch like Spicer: 163 Highway 23 MAGNIFI Call us: (888) 330-8482 FINANCIAL *APY- Annual Percentage Yield. APY is effective as of 6/1/2022 $10.000 minimum original balance required. 50% of money must be new to Magnifi Financial, 19-mo certificate will roll into standard 18-mo certificate at renewal 39-mo certificate will roll into 36-mo certificate at renewal Penalty for early withdrawal. Does not apply to municipalities. Limited time offer. Not valid with any other offers. Ask for details. Insured by NCUA Lock in higher yields now and have the option to raise your rate later . Take advantage of rising interest rates with our bump - up cd . Lock in a great rate and have the flexibility to request a one - time rate increase if a higher rate is available . 19 - month Certificate 1.25 % PY ! OR 39 - month Certificate % 2.25 APY ! Visit any Magnifi Financial branch like Spicer : 163 Highway 23 MAGNIFI Call us : ( 888 ) 330-8482 FINANCIAL * APY- Annual Percentage Yield . APY is effective as of 6/1/2022 $ 10.000 minimum original balance required . 50 % of money must be new to Magnifi Financial , 19 - mo certificate will roll into standard 18 - mo certificate at renewal 39 - mo certificate will roll into 36 - mo certificate at renewal Penalty for early withdrawal . Does not apply to municipalities . Limited time offer . Not valid with any other offers . Ask for details . Insured by NCUA