4.65% 14-Month Certificate GET STARTED: Visit your local branch: 163 Highway 23, Spicer mymagnifi.org/locations (888) 330-8482 A Side Hustle for Your Cash MAGNIFI FINANCIAL All locations are closed on February 20 in honor of Presidents Day *APY = Annual Percentage Yield. APY is effective as of February 15, 2023. $10,000 minimum original opening balance required. To be eligible for the 4.65% APY rate, at least 50% of the opening balance must be new money to Magnifi Financial. If less than 50% new money, the rate is 3.85% APY. 14-month promotional certificate will roll into standard 12-month certificate at renewal. Penalty for early withdrawal. $250,000 limit per member. $5 membership share required. Municipalities do not qualify. IRA funds do not qualify. Limited time offer. Not valid with any other offers. Insured by NCUA. 4.65 % 14 - Month Certificate GET STARTED : Visit your local branch : 163 Highway 23 , Spicer mymagnifi.org/locations ( 888 ) 330-8482 A Side Hustle for Your Cash MAGNIFI FINANCIAL All locations are closed on February 20 in honor of Presidents Day * APY = Annual Percentage Yield . APY is effective as of February 15 , 2023. $ 10,000 minimum original opening balance required . To be eligible for the 4.65 % APY rate , at least 50 % of the opening balance must be new money to Magnifi Financial . If less than 50 % new money , the rate is 3.85 % APY . 14 - month promotional certificate will roll into standard 12 - month certificate at renewal . Penalty for early withdrawal . $ 250,000 limit per member . $ 5 membership share required . Municipalities do not qualify . IRA funds do not qualify . Limited time offer . Not valid with any other offers . Insured by NCUA .